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Are you approaching age 65 and currently covered by a marketplace health care plan under the Affordable Care Act (aka “Obamacare”)?  If so, you should think carefully [...]

As I understand your question, the state Medicaid agency is refusing to communicate with your wife despite her presentation of a durable power of attorney for her mother. While every state has [...]

Gifts to charity can affect your Medicaid application. Medicaid looks at all transfers made in the five years before you apply. If you transferred assets for less than fair market value, Medicaid [...]

An executor is the person responsible for managing the administration of a deceased person's estate.  One of an executor's main jobs is to pay people or [...]

It’s likely that the state will accept affidavits from family members about the reason for the payments. A paper trail would certainly help. It all comes down to convincing the Medicaid [...]

If you are in the hospital, the last thing you want is for a family member or a trusted friend to be denied information about your condition or prognosis. But this could happen if you [...]

One of the incentives to buying a long-term care insurance policy is that the premiums are tax deductible. Unfortunately, many people are not taking advantage of this deduction. Many types of [...]

In most, if not all, states your nephew ill not qualify as caretaker child. This is because the exception to the usual transfer penalty is strictly construed to apply only to children of the [...]

While most transfers by a Medicaid applicant would make the applicant ineligible for Medicaid benefits for a period of time (called a penalty period), there is an exception if the applicant [...]

No, your generosity will not mean that you have to keep it up when they move to a nursing home. Under the Medicaid rules, nursing home residents must contribute their income towards their cost of [...]